We know that filing for bankruptcy is not your preferred choice, but if you must, the Law Offices of Matthew M. Spielberg are here for you.

Our Services

Our focus over the past 25 years has been exclusively on consumer bankruptcy related matters.

 

Matthew Spielberg has been a lawyer since 1976, and has been a certified bankruptcy specialist by the California Board of Legal Specialization since 1997.

In addition to Chapter 7 and Chapter 13 filings, we are committed to helping you explore alternatives to bankruptcy, or if you are considering a Chapter 11 bankruptcy filing, we can refer you to qualified counsel.

What To Expect From Our Firm

Our objective at the Law Firm of Matthew M. Spielberg is to understand the extent of your debt prior to your initial visit, and to determine which type of bankruptcy options to consider. To save you time and money we expect you to come prepared and with all the necessary documents as it pertains to all your creditors.

 

You are not alone, and we will take the time to get to know your situation. We will do our best to get you through this difficult process. If we do it right, you won’t even know it was difficult.

The Law Offices of Matthew M. Spielberg will also provide information regarding the congressionally mandated credit counseling course, and non-bankruptcy alternatives under the Fair Debt Collection Practices Act.

 

Call our Castro Valley office at 510-886-5751 or 209-586-0250 in Twain Harte for a free phone consultation or to schedule a meeting to learn more about your options and what we can do to help you. We have flexible hours at our Castro Valley office and are also available for weekend appointments at our Twain Harte Office.

FAQs

IS MATTHEW SPIELBERG RELATED TO STEVEN SPIELBERG?

Unfortunately not.  Matthew Spielberg is a Bay Area bankruptcy attorney and has no known family relation to the famous director.

WHAT IS BANKRUPTCY?

Bankruptcy is a legal proceeding in which an individual who cannot pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. Filing bankruptcy immediately stops all of your creditors from seeking to collect debts from you while the bankruptcy is in process. A discharge  of debt means that creditors can no longer continue to contact you.

WHAT IS CHAPTER 7 BANKRUPTCY?

Chapter 7 bankruptcy, sometimes called a straight bankruptcy, is a liquidation proceeding in which the debtor turns over all non-exempt property to the bankruptcy trustee who then converts it to cash for distribution to the creditors. The debtor receives a discharge of all dischargeable debts usually within four months.  My job is to try to arrange your financial matters so that you lose nothing in your bankruptcy, if at all possible.

WHAT IS CHAPTER 13 BANKRUPTCY?

Chapter 13 Bankruptcy is also known as a reorganization bankruptcy. It is used by individuals who want to pay all or a portion of their debts, but simply cannot make their payments. It is also an option for individuals with excessive income, who are not eligible to file a Chapter 7. This type of bankruptcy also appeals to individuals who have non-exempt property, or have property in foreclosure and wish to avoid or delay a sale.

CAN FILING BANKRUPTCY STOP COLLECTORS FROM CALLING?

Yes. The automatic stay prevents bill collectors from taking any action to collect debts.

WHAT CAN BANKRUPTCY DO FOR ME?

Bankruptcy may make it possible for you to:

  • Eliminate the legal obligation to pay most or all of your debts and discharge all debts. It is designed to give you a fresh financial start, stop foreclosure on your house or mobile home, and give you the opportunity to catch up on outstanding payments. (Bankruptcy will not however, automatically eliminate mortgages and other liens on your property without payment.)
  • Prevent repossession of a car or other properties. It can also force creditors to return repossessed property.
  • Stop wage garnishment, debt collection harassment, and any creditor action to collect a debt.
  • Restore or prevent termination of utility service.
  • Allow you to challenge the claims of creditors who have committed fraud or who are otherwise trying to collect more than you really owe.

WILL FILING FOR BANKRUPTCY WIPE OUT ALL MY DEBTS?

Yes, with some exceptions. Bankruptcy will not normally wipe out:

  • Money owed for child support or alimony, criminal fines, and recent taxes
  • Debts not listed on your bankruptcy petition
  • Loans falsely obtained by providing false or misleading information to a creditor
  • Debts resulting from “willful and malicious” harm
  • Student loans owed to a school or government agency

CAN I GET A CREDIT CARD AFTER BANKRUPTCY?

Yes, there are several options available. While technically not a credit card, you could use a bank or debit card to perform activities for which you normally would use a credit card. You also may be able to keep the credit card you already have if the creditor grants approval. If these options do not work you can get secured credit card which is backed by your own bank account.

Meet Matthew Spielberg

Attorney Matthew M. Spielberg has been practicing law in California since 1976, and specializes in the area of bankruptcy. He has passed the rigorous exams required to become a certified legal specialist since 1997 and provides counsel on Chapter 7 and 13 bankruptcies.

Matthew Spielberg is an experienced lawyer who has dedicated his life to helping debtors get a fresh start. Matthew will also help you look for other alternatives to give you the peace of mind you’be been looking for.

The difference is clear when you walk into Matthew’s office; you will be dealing with him directly. He has handled every type of issue that may arise in bankruptcy proceedings, and will work with you in areas that are challenging and complex.

Why rely on your family and friends for advice when you can depend on the Matthew Spielberg for sound guidance? Many of our clients come back to thank us, wishing they had called us sooner.

Contact Us

trinity

If you have any questions, use the form below to send us a message or call us at one of our offices.

510-886-5751 (Castro Valley)
209-586-0250 (Twain Harte)