At the Law Offices of Matthew M. Spielberg, our focus is on consumer bankruptcy related matters. Though an attorney since 1976, Matthew Spielberg has been certified as a specialist in personal and small business bankruptcies by the California Board of Legal Specialization since 1997. He brings a wealth of experience knowledge to the table as an advisor and advocate for you in bankruptcy considerations.
Chapter 7 Bankruptcy
If you are struggling under a heavy weight of debt, Chapter 7 may be an option for you. However, we will help you evaluate your circumstance and determine if there is a better option. This is why you need an experienced bankruptcy attorney, and not just an office which will fill out papers for you. We help you to organize your finances before you file, in order to utilize the laws to their fullest extent and to your best advantage. Our commitment is to help you achieve the best solution possible – and help you avoid the unnecessary loss of any of your assets.
Chapter 13 Bankruptcy
If Chapter 13 fits your situation well, we will help you take advantage of this option to the fullest extent. We will make sure you receive the benefits of a Chapter 13, some of which are not available in a Chapter 7, including getting rid of unsecured deeds of trust, and reducing some court orders made in divorce cases. We can stop foreclosures to give you a second chance (or a third chance) to save your home.
Benefits of Bankruptcy
- An end to all harassing phone calls, threatening letters and legal action by creditors
- Stopping a foreclosure, giving you a chance to sell or cure
- Creation of a payment plan that can result in the discharge of unsecured creditors for pennies on the dollar
- A payment plan that includes no interest
- Avoid collections efforts on non-dischargeable debts and by tax authorities
As well, in many cases we can help you bring down the principal on debts for household goods, furniture and automobiles by the ‘cram down’ process which is based on the current market value of the goods.
Alternatives to Bankruptcy
In addition to providing services related to filing bankruptcy under Chapter 7 or Chapter 13, we are also dedicated to helping you evaluate alternatives to bankruptcy, or if you are considering a Chapter 11 bankruptcy filing, we can refer you to qualified counsel.
Call one of our offices today to discuss your situation. Experienced bankruptcy lawyer Matthew M. Spielberg and his team are here to help you find the best solution to eliminate your debt.
510-886-5751 (Castro Valley)
209-586-0250 (Twain Harte)